Indian Polity : Important Points

Minimum age required for various positions in India:

Name of the position	Minimum age required
To become President of India	35
To become Vice-president of India	35
To become Prime minister of India	25
To become Member of Rajya Sabha	30
To become Member of Lok Sabha	25
To become Governor of state	35
To become Member of Legislative assembly	25
To become Member of Legislative council	30
To contest for Panchayat elections	21

Indian States- Tourism Slogan and World Heritage Sites

State	Tourism Slogan	World Heritage Site
Andhra Pradesh	The Essence of Incredible India
Arunachal Pradesh	The Land of Dawnlit Mountains
Assam	The awesome Assam	Kaziranga, Manas Wildlife Sanctuary, Assam
Bihar	Blissful Bihar	Mahabodhi Temple Complex at Bodh Gaya, Nalanda
Chandigarh		The Architectural Work Of Le Corbusier
Chhattisgarh	Full of Surprises
Dadra and Nagar Haveli	The Land of Natural Beauty
Goa	A Perfect Holiday Destination
Gujarat	Vibrant Gujarat	Champaner-Pavagadh Archaeological Park, Gujarat, Rani ki vav, Historic City of Ahmadabad

List of First in India

Things Happened For the First Time	Place
India received the first consignment of Liquefied Natural Gas (LNG) From US	Dabhol terminal in Maharashtra
Longest Elevated Road of India	Uttar Pradesh
First Indian District with 100% Solar Powered Health Centres	Surat,Gujrat
First International Exhibition(Print Biennale)	New Delhi
First Sign Language Dictionary of 3000 Words	New Delhi
India's First National Coasting Policing Academy	Gujarat
India's First Helicopter Taxi Service	Bengaluru
India's First Atomic Energy Venture Built in Abroad	Bangladesh
India's First Aviation Multi Skill Development Centre	Chandigarh
MCX of India Launches First Brass Future Contracts	Mumbai

List of First in World

Significance	Personalities
First Woman to Head UN Political Chief	Rosemary Dicarlo
First Player to Score 100 Goals for One Club	Christiano Ronaldo
Nepal’s First Woman President	Bidya Devi Bhandari
First Person to Reach Mount Everest	Sherpa Tenzing, Edmund Hillary
First Person to Reach North Pole	Robert Peary
First Person to Reach South Pole	Amundsen
The First Person to Sail Round the World	Ferdinand Magellan
The First Person to Fly Aeroplane	Wright Brothers
The first person to land on the moon	Neil Armstrong followed by Edwin E. Aldrin
The First Person to Fly Aeroplane	Wright Brothers
First Woman President of a Country	Marma Estella ‘Isabel’ Martinez Cartas de Peron

Bharat Ratna (Facts)

Bharat Ratna is India's Highest Civilian Award given for performance in highest order in any field of any endeavor. Bharat Ratna award was introduced in 1954 and till now 45 persons has awarded by this award.

   
 Instituted: 1954
First awarded: 1954
Last awarded: 2015
Total awarded: 45

First awardee(s):
C. Rajagopalachari
Sarvepalli Radhakrishnan
C. V. Raman

Recent awardee(s):
Madan Mohan Malaviya (Posthumous)
Atal Bihari Vajpayee

Rural Banking Schemes in India

• The Rural development is the foremost objective in India. It aimed at expanding the branch placement towards unbanked locations. The second major objective is to give importance to lending towards priority sectors. 
• The major target groups are agriculturists, small businessman and entrepreneurs. The Reserve Bank of India used its control over the banking sector via the lead bank scheme to ensure that these targets are adequately implemented. 
• The branch expansion program in unbanked rural or semi-urban population was not served by any commercial banks before. During the rural banking era, unbanked locations were identified by the 'Lead Bank'.The RBI would circulate the list of unbanked locations to all banks. 
• The RBI has also maintained a licensing criterion which stated how many branches at unbanked locations a bank must open in order to be eligible to open a branch at an already banked location.The RBI has also set targets regarding the number of unbanked locations, which were to be banked during the BBE program (Banking Branch Expansion) to meet these targets.Under this program, unbanked locations were allocated to nationalized banks.

Wishing You all A Very Happy 69th Republic Day 2018

Dear Readers,
I am happy that you all are studying online from my website www.study4u.in.
Study4u.in is wishing you all A Prosperous and Happy 68th Republic Day.

We are saluting those soldiers who sacrificed their life for the freedom of Our Country.
Jai Hind
Jai Bharat
Happy 69th Republic Day To All...

IBPS Tentative Calender of Online RRBs and PSBs Exams 2018

Dear Candidates,
IBPS has released Tentative Calender of Online RRBs and PSBs Exams 2018.

UIIC Language Proficiency Test

Dear candidates, 

This article is most important for those who have qualified the Mains Examination for the post of Assistant in the United India Insurance Company Limited and now going to appear for language proficiency test, for which downloading of call letter will start from 27th November, 2017.

Four Main Steps

Step1: Document Verification 

The officials check and verify all your documents like indentity card, mark-sheets, degrees obtained by you, caste certificates. You must use a good-quality executive bag or document bag so that you can organise your documents in proper manner.

What is Regional Language Proficiency Test?

Dear Candidates
Today I am providing a brief knowledge about Language Proficiency Test for UIIC Assistant, RBI Assistant, RRB Office Assistant and all other Exams.
So as we know that Mains Exam Result has been Declared by United Insurance Company and there is a last round Of Regional Language Proficiency Test.
Students are much Worried about this Exam because as I can see that there are 37 seats in Uttar Pradesh and Students who have passed Mains Exam are 90.

Important Indian Symbols

1.National Flag

Adopted on	22 July 1947
Designed by	Pingali venkayya
Description	The national flag consists of three horizontal and parallel strips with kesariya at the top, white in the middle and green color at the bottom with Ashoka Chakra at the centre. The Ashok Chakra has 24 spokes. It was derived from lion capitol of Ashok at Sarnath, Bihar. The width to length ratio of the flag is 2:3. All the rules and regulations regarding flag hosting of the national flag is given in Flag Code of India 2002.

IHF Hockey Star Awards 2017

FIH (International Hockey Federation) Hockey Stars Awards were conferred on 23 February 2017 in Chandigarh.

This was the first time in the history of Hockey that the ceremony was held to honor best players, rising stars, goalkeepers, umpires and coaches. Belgium captain John-John Dohmen and Netherlands' Naomi Van were named as male and female International Hockey Federation's player of the year, 2016 awards respectively.

Exam Bite (Part-6)

• Full Form of IRR is Internal Rate of Return 
• Bad credit is a term used to describe a poor credit rating including an account in default. 
• Through Cross Currency Options, RBI has allowed Indian companies to hedge exchange rate risk associated with trade transactions. 
• Clearing Bank is the one which settles the debits and credits of the commercial banks. Even the cash balances are lesser; clearing bank facilitates banking operation of the commercial bank. 
• Insurance companies in India are regulated by IRDA. This agency’s headquarters are in Hyderabad, Telangana. 

Bank For International Settlement (An Insight)

Introduction

The Bank for International Settlements (BIS) is an international organization which was formed in 1930 with the objective of serving the Central Banks of various nations, aiding them to develop an environment of monetary and financial stability via concerted efforts to bring about International co-operation.

The Bank for International Settlements popularly termed as “Bank for Central Banks” has its headquarters in Basel, Switzerland, came into being consequent of the provisions of Hague Agreement of 1930. Being one of the oldest international financial entities it has around 60 member Central Banks, representing various nations from around the world. 

Some Important Geography Facts

Some facts about Geography :
प्रशांत महासागर :
►-विश्व का सबसे बड़ा और गहरा महासागर जिसकी आकार त्रिभुजाकार है ।
►-इस महासागर का क्षेत्रफल 16.572 करोड़ वर्ग किमी है ।
►-इस महासागर में सबसे अधिक गर्त मिलते हैं ।
►-समुद्री पर्वत की सर्वाधिक संख्या भी इसी महासागर में है ।
►-प्रशांत महासागर में अटलांटिक और हिंद महासागर के समान मध्यवर्ती कटक(CENTRAL RIDGE) नहीं पाया जाता है ।
►-कुछ बिखरे कटक- एल्बेट्रोस पठार, न्यूजीलैंड कटक, हवाई कटक आदि पाए जाते हैं ।
►-तरटवर्ती सागर जैसे- बेरिंग सागर, जापान सागर, पीला सागर, जावा सागर, बांडा सागर, अराफुरा सागर, कोरल सागर पश्चिमी भाग में स्थित है ।
►-अलास्का की खाड़ी, कैलिफोर्निया की खाड़ी, पानामा की खाड़ी, फाल्सो की खाड़ी पूर्वी भाग में स्थित है ।
►-सर्वाधिक द्वीप और जलमग्न केनियन प्रशांत महासागर में पाए जाते हैं ।
►-एल्बेट्रोस कटक पूर्वी प्रशांत महासागर में स्थित है ।

Important GK Tricks

तना वाली फसलें (Tana wali fasle):
Trick: "हद कर दी आपने "
हद - हल्दी
कर - केसर
दी - आदि(अदरक)
आ - आलू
प - प्याज

Green House Gas(ग्रीन हाउस गैस ):
Trick: 'मीना का जलवा '
मी - मीथेन
न - नाइट्रस ऑक्साइड
का - कॉर्बन डाइऑक्साइड
जल - जलवाष्प
आ - ओज़ोन

Appointments in January-February 2017

Designation	Person
New Delhi Police Chief	Amulya Kumar Patnaik
President of Table Tennis Federation of India	Dushyant Chautala
New UN Secretary General	Antonio Guterres
44th Chief Justice of India	Justice Jagdish Singh Khehar
CEO Prasar Bhaarti	Rajeev Singh
Bharti AXA CEO	Sanjeev Srinivasan
Chairman of UPSC	David R Syiemlieh
Chief of Army Staff	Bipin Rawat
Executive Director of RBI	Surekha Marandi
Indian-origin Deputy Assistant to The President of United States and Deputy Communications and Research Director	Raj Shah

About Credit Cards (An Insight)

What is a credit card?

A credit card is a Payment card provided by a financial or entity or banks to an individual or a company. Credit cards validate the cardholder to pay for goods and services based on the holder's contract to the issuer to pay issuer entity for the amount pay and other agreed charges. Credit cards allow the holder a continuing balance of the debt, subjected to interest being charged, basically credit card involve a third party that pays the goods and services for the consumer and pay back by the consumer.
The credit card companies or issuer banks generate a revolving account and provide a line of credit to the user, from which the consumer borrow money for payment or as a cash.

Satellites Launched By ISRO

List of Satellites Launched from PSLV 

SATELLITE	YEAR	Launch vehicle	Purpose
IRNSS-1A	2013	PSLV-C22	1st  in  Indian Regional Navigation Satellite System (IRNSS)
IRNSS-1B	2014	PSLV-C24	2nd in Indian Regional Navigation Satellite System
IRNSS-1C	2014	PSLV-C26	3rd in Indian Regional Navigation Satellite System
IRNSS-1D	2015	PSLV-C27	4th Indian Regional Navigation Satellite System
Astrosat	2015	PSLV-C30	ASTROSAT is India's first dedicated space Observatory.
IRNSS-1E	2016	PSLV-C31	5th in IRNSS
IRNSS-1F	2016	PSLV-C32	6th in IRNSS
IRNSS-1G	2016	PSLV-C33	7th and final in IRNSS
Cartosat-2c	June 2016	PSLV-C34	Earth observation/remote sensing satellite (already one launched in 2005)
SCATSAT-1	Sep 2016	PSLV-C35	Miniature satellite to provide weather forecasting, cyclone prediction, and tracking services to India
RESOURCESAT-2A	15Feb 2017	PSLV-C36	a Remote Sensing satellite intended for resource monitoring
CARTOSAT-2D	15Feb 2017	PSLV-C37	Highest number of satellites launched by a single launch vehicle (104 satellites)

Exam Bite (Part-2)

• Union Bank of India was the first bank who launched talking ATM for differently abled person. 
• Commercial Paper (CP) is an unsecured money market instrument issued in the form of promissory note. Corporates, primary dealers (PDs) and the All-India Financial Institutions (FIs) can issue CP but only a scheduled bank can act as an Issuing and Paying Agent (IPA). 
• Authorized Money Changers (AMCs) are those entities which are authorised by the Reserve Bank under Section 10 of the Foreign Exchange Management Act, 1999 to deal in foreign exchange for specified purposes. An AMC is a Full Fledged Money Changer (FFMC).